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When malicious actors deploy a carding config against a vulnerable website utilizing Stripe, the merchant bears the immediate brunt of the damage: Impact Category Consequences for Merchants

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: Stripe uses advanced algorithms and databases to verify the credit card details. This includes checking the credit card number (PAN), expiration date, and security code (CVV) against a database of valid numbers. When malicious actors deploy a carding config against

In cyber-security and fraud circles, a "config" is a script tailored for credential stuffing or automation software. These configurations instruct software how to interact with a specific website or API endpoint automatically. These configurations instruct software how to interact with

Matches the billing street address and postal code provided by the customer with the address on file at the issuing bank.

The configuration defines how a bulk list of mock data or test numbers is read. The default card formats generally follow standard database patterns: card_number|card_exp_month|card_exp_year|cvc Test card numbers - Stripe Documentation

Tools that utilize specific configurations (like the "Speed600" config) are frequently used by malicious actors to perform (also known as "Carding" or "BIN Attacks").